LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,406
−HK$589/mo
▼ 0.25% · 3.875%
HK$9,698
−HK$297/mo
Today · 4.125%
HK$9,995
baseline
▲ 0.50% · 4.625%
HK$10,604
+HK$609/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,990/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,464
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,744
−HK$285/mo
Today · 4.125%
HK$11,029
baseline
▲ 0.50% · 4.625%
HK$11,610
+HK$581/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,058/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,287
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,638
−HK$356/mo
Today · 4.125%
HK$11,994
baseline
▲ 0.50% · 4.625%
HK$12,724
+HK$730/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,988/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,556
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,893
−HK$342/mo
Today · 4.125%
HK$13,235
baseline
▲ 0.50% · 4.625%
HK$13,932
+HK$697/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,470/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,168
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,577
−HK$417/mo
Today · 4.125%
HK$13,994
baseline
▲ 0.50% · 4.625%
HK$14,845
+HK$851/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,988/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,649
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,042
−HK$398/mo
Today · 4.125%
HK$15,440
baseline
▲ 0.50% · 4.625%
HK$16,254
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,880/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,930
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,457
−HK$535/mo
Today · 4.125%
HK$17,992
baseline
▲ 0.50% · 4.625%
HK$19,086
+HK$1,094/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,984/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,834
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,340
−HK$512/mo
Today · 4.125%
HK$19,852
baseline
▲ 0.50% · 4.625%
HK$20,898
+HK$1,046/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,704/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,057 · Scale 2, in force from 26 Feb 2026)