LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,063
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,988
−HK$2,973/mo
Today · 4.125%
HK$99,961
baseline
▲ 0.50% · 4.625%
HK$106,043
+HK$6,082/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,922/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,644
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,450
−HK$2,847/mo
Today · 4.125%
HK$110,297
baseline
▲ 0.50% · 4.625%
HK$116,111
+HK$5,814/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,594/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,875
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,386
−HK$3,567/mo
Today · 4.125%
HK$119,953
baseline
▲ 0.50% · 4.625%
HK$127,252
+HK$7,299/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,906/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,572
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,940
−HK$3,417/mo
Today · 4.125%
HK$132,357
baseline
▲ 0.50% · 4.625%
HK$139,333
+HK$6,976/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,714/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,688
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$135,784
−HK$4,162/mo
Today · 4.125%
HK$139,946
baseline
▲ 0.50% · 4.625%
HK$148,461
+HK$8,515/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,892/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,501
−HK$7,915/mo
▼ 0.25% · 3.875%
HK$150,430
−HK$3,986/mo
Today · 4.125%
HK$154,416
baseline
▲ 0.50% · 4.625%
HK$162,556
+HK$8,140/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,832/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,313
−HK$10,617/mo
▼ 0.25% · 3.875%
HK$174,579
−HK$5,351/mo
Today · 4.125%
HK$179,930
baseline
▲ 0.50% · 4.625%
HK$190,878
+HK$10,948/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$359,860/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,359
−HK$10,176/mo
▼ 0.25% · 3.875%
HK$193,410
−HK$5,125/mo
Today · 4.125%
HK$198,535
baseline
▲ 0.50% · 4.625%
HK$209,000
+HK$10,465/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$397,070/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,162 · Scale 2, in force from 26 Feb 2026)