LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,069
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,995
−HK$2,973/mo
Today · 4.125%
HK$99,968
baseline
▲ 0.50% · 4.625%
HK$106,051
+HK$6,083/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,936/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,651
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,458
−HK$2,847/mo
Today · 4.125%
HK$110,305
baseline
▲ 0.50% · 4.625%
HK$116,119
+HK$5,814/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,610/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,883
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,394
−HK$3,568/mo
Today · 4.125%
HK$119,962
baseline
▲ 0.50% · 4.625%
HK$127,261
+HK$7,299/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,924/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,581
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,949
−HK$3,417/mo
Today · 4.125%
HK$132,366
baseline
▲ 0.50% · 4.625%
HK$139,343
+HK$6,977/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,732/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,697
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$135,794
−HK$4,162/mo
Today · 4.125%
HK$139,956
baseline
▲ 0.50% · 4.625%
HK$148,472
+HK$8,516/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,912/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,512
−HK$7,915/mo
▼ 0.25% · 3.875%
HK$150,441
−HK$3,986/mo
Today · 4.125%
HK$154,427
baseline
▲ 0.50% · 4.625%
HK$162,567
+HK$8,140/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,854/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,325
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$174,592
−HK$5,351/mo
Today · 4.125%
HK$179,943
baseline
▲ 0.50% · 4.625%
HK$190,892
+HK$10,949/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$359,886/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,372
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,424
−HK$5,125/mo
Today · 4.125%
HK$198,549
baseline
▲ 0.50% · 4.625%
HK$209,015
+HK$10,466/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$397,098/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,288 · Scale 2, in force from 26 Feb 2026)