LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,079
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,005
−HK$2,974/mo
Today · 4.125%
HK$99,979
baseline
▲ 0.50% · 4.625%
HK$106,062
+HK$6,083/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,958/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,662
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,469
−HK$2,848/mo
Today · 4.125%
HK$110,317
baseline
▲ 0.50% · 4.625%
HK$116,132
+HK$5,815/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,634/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,895
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,407
−HK$3,567/mo
Today · 4.125%
HK$119,974
baseline
▲ 0.50% · 4.625%
HK$127,275
+HK$7,301/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,948/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,594
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,963
−HK$3,417/mo
Today · 4.125%
HK$132,380
baseline
▲ 0.50% · 4.625%
HK$139,358
+HK$6,978/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,760/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,711
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$135,808
−HK$4,162/mo
Today · 4.125%
HK$139,970
baseline
▲ 0.50% · 4.625%
HK$148,487
+HK$8,517/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,940/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,527
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$150,457
−HK$3,986/mo
Today · 4.125%
HK$154,443
baseline
▲ 0.50% · 4.625%
HK$162,584
+HK$8,141/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,886/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,342
−HK$10,620/mo
▼ 0.25% · 3.875%
HK$174,610
−HK$5,352/mo
Today · 4.125%
HK$179,962
baseline
▲ 0.50% · 4.625%
HK$190,912
+HK$10,950/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$359,924/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,392
−HK$10,178/mo
▼ 0.25% · 3.875%
HK$193,444
−HK$5,126/mo
Today · 4.125%
HK$198,570
baseline
▲ 0.50% · 4.625%
HK$209,037
+HK$10,467/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$397,140/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,470 · Scale 2, in force from 26 Feb 2026)