LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,081
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$97,007
−HK$2,973/mo
Today · 4.125%
HK$99,980
baseline
▲ 0.50% · 4.625%
HK$106,064
+HK$6,084/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,960/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,664
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,471
−HK$2,847/mo
Today · 4.125%
HK$110,318
baseline
▲ 0.50% · 4.625%
HK$116,134
+HK$5,816/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,636/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,897
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,409
−HK$3,567/mo
Today · 4.125%
HK$119,976
baseline
▲ 0.50% · 4.625%
HK$127,277
+HK$7,301/mo
Deposit HK$16.50M · loan HK$24.76M · min. income ≈ HK$239,952/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,597
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,965
−HK$3,417/mo
Today · 4.125%
HK$132,382
baseline
▲ 0.50% · 4.625%
HK$139,360
+HK$6,978/mo
Deposit HK$16.50M · loan HK$24.76M · min. income ≈ HK$264,764/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,713
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,810
−HK$4,163/mo
Today · 4.125%
HK$139,973
baseline
▲ 0.50% · 4.625%
HK$148,490
+HK$8,517/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,946/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,529
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,459
−HK$3,987/mo
Today · 4.125%
HK$154,446
baseline
▲ 0.50% · 4.625%
HK$162,587
+HK$8,141/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,892/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,345
−HK$10,620/mo
▼ 0.25% · 3.875%
HK$174,613
−HK$5,352/mo
Today · 4.125%
HK$179,965
baseline
▲ 0.50% · 4.625%
HK$190,915
+HK$10,950/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$359,930/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,395
−HK$10,178/mo
▼ 0.25% · 3.875%
HK$193,448
−HK$5,125/mo
Today · 4.125%
HK$198,573
baseline
▲ 0.50% · 4.625%
HK$209,040
+HK$10,467/mo
Deposit HK$4.13M · loan HK$37.13M · min. income ≈ HK$397,146/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,500 · Scale 2, in force from 26 Feb 2026)