LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,089
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,015
−HK$2,974/mo
Today · 4.125%
HK$99,989
baseline
▲ 0.50% · 4.625%
HK$106,073
+HK$6,084/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,978/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,673
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,480
−HK$2,848/mo
Today · 4.125%
HK$110,328
baseline
▲ 0.50% · 4.625%
HK$116,143
+HK$5,815/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,656/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,906
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,418
−HK$3,568/mo
Today · 4.125%
HK$119,986
baseline
▲ 0.50% · 4.625%
HK$127,287
+HK$7,301/mo
Deposit HK$16.50M · loan HK$24.76M · min. income ≈ HK$239,972/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,607
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,976
−HK$3,417/mo
Today · 4.125%
HK$132,393
baseline
▲ 0.50% · 4.625%
HK$139,372
+HK$6,979/mo
Deposit HK$16.50M · loan HK$24.76M · min. income ≈ HK$264,786/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,724
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,821
−HK$4,163/mo
Today · 4.125%
HK$139,984
baseline
▲ 0.50% · 4.625%
HK$148,502
+HK$8,518/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,968/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,542
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,472
−HK$3,987/mo
Today · 4.125%
HK$154,459
baseline
▲ 0.50% · 4.625%
HK$162,601
+HK$8,142/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,918/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,359
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$174,627
−HK$5,353/mo
Today · 4.125%
HK$179,980
baseline
▲ 0.50% · 4.625%
HK$190,931
+HK$10,951/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$359,960/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,411
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$193,464
−HK$5,126/mo
Today · 4.125%
HK$198,590
baseline
▲ 0.50% · 4.625%
HK$209,058
+HK$10,468/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$397,180/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,647 · Scale 2, in force from 26 Feb 2026)