LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,409
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,702
−HK$297/mo
Today · 4.125%
HK$9,999
baseline
▲ 0.50% · 4.625%
HK$10,607
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,998/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,467
−HK$566/mo
▼ 0.25% · 3.875%
HK$10,748
−HK$285/mo
Today · 4.125%
HK$11,033
baseline
▲ 0.50% · 4.625%
HK$11,614
+HK$581/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,066/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,291
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,642
−HK$357/mo
Today · 4.125%
HK$11,999
baseline
▲ 0.50% · 4.625%
HK$12,729
+HK$730/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$23,998/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,561
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,898
−HK$341/mo
Today · 4.125%
HK$13,239
baseline
▲ 0.50% · 4.625%
HK$13,937
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,478/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,173
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,582
−HK$417/mo
Today · 4.125%
HK$13,999
baseline
▲ 0.50% · 4.625%
HK$14,850
+HK$851/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,998/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,654
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,047
−HK$399/mo
Today · 4.125%
HK$15,446
baseline
▲ 0.50% · 4.625%
HK$16,260
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,892/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,936
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,463
−HK$535/mo
Today · 4.125%
HK$17,998
baseline
▲ 0.50% · 4.625%
HK$19,093
+HK$1,095/mo
Deposit HK$413K · loan HK$3.71M · min. income ≈ HK$35,996/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,841
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,347
−HK$512/mo
Today · 4.125%
HK$19,859
baseline
▲ 0.50% · 4.625%
HK$20,906
+HK$1,047/mo
Deposit HK$413K · loan HK$3.71M · min. income ≈ HK$39,718/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,355 · Scale 2, in force from 26 Feb 2026)