LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,091
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,018
−HK$2,974/mo
Today · 4.125%
HK$99,992
baseline
▲ 0.50% · 4.625%
HK$106,076
+HK$6,084/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,984/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,676
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,483
−HK$2,848/mo
Today · 4.125%
HK$110,331
baseline
▲ 0.50% · 4.625%
HK$116,147
+HK$5,816/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,662/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,909
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,422
−HK$3,568/mo
Today · 4.125%
HK$119,990
baseline
▲ 0.50% · 4.625%
HK$127,291
+HK$7,301/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$239,980/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,611
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,979
−HK$3,418/mo
Today · 4.125%
HK$132,397
baseline
▲ 0.50% · 4.625%
HK$139,376
+HK$6,979/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$264,794/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,728
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,825
−HK$4,163/mo
Today · 4.125%
HK$139,988
baseline
▲ 0.50% · 4.625%
HK$148,506
+HK$8,518/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$279,976/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,546
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,476
−HK$3,987/mo
Today · 4.125%
HK$154,463
baseline
▲ 0.50% · 4.625%
HK$162,605
+HK$8,142/mo
Deposit HK$12.38M · loan HK$28.88M · min. income ≈ HK$308,926/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,364
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$174,632
−HK$5,353/mo
Today · 4.125%
HK$179,985
baseline
▲ 0.50% · 4.625%
HK$190,936
+HK$10,951/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$359,970/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,416
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$193,469
−HK$5,126/mo
Today · 4.125%
HK$198,595
baseline
▲ 0.50% · 4.625%
HK$209,064
+HK$10,469/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$397,190/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,696 · Scale 2, in force from 26 Feb 2026)