LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,095
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,022
−HK$2,974/mo
Today · 4.125%
HK$99,996
baseline
▲ 0.50% · 4.625%
HK$106,080
+HK$6,084/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,992/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,680
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,487
−HK$2,848/mo
Today · 4.125%
HK$110,335
baseline
▲ 0.50% · 4.625%
HK$116,151
+HK$5,816/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,670/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,914
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,426
−HK$3,569/mo
Today · 4.125%
HK$119,995
baseline
▲ 0.50% · 4.625%
HK$127,296
+HK$7,301/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$239,990/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,616
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,985
−HK$3,418/mo
Today · 4.125%
HK$132,403
baseline
▲ 0.50% · 4.625%
HK$139,382
+HK$6,979/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$264,806/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,733
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$135,831
−HK$4,163/mo
Today · 4.125%
HK$139,994
baseline
▲ 0.50% · 4.625%
HK$148,512
+HK$8,518/mo
Deposit HK$12.38M · loan HK$28.89M · min. income ≈ HK$279,988/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,552
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$150,482
−HK$3,988/mo
Today · 4.125%
HK$154,470
baseline
▲ 0.50% · 4.625%
HK$162,612
+HK$8,142/mo
Deposit HK$12.38M · loan HK$28.89M · min. income ≈ HK$308,940/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,371
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$174,640
−HK$5,352/mo
Today · 4.125%
HK$179,992
baseline
▲ 0.50% · 4.625%
HK$190,945
+HK$10,953/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$359,984/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,424
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$193,477
−HK$5,127/mo
Today · 4.125%
HK$198,604
baseline
▲ 0.50% · 4.625%
HK$209,073
+HK$10,469/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$397,208/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,771 · Scale 2, in force from 26 Feb 2026)