LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,097
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,024
−HK$2,974/mo
Today · 4.125%
HK$99,998
baseline
▲ 0.50% · 4.625%
HK$106,083
+HK$6,085/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$199,996/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,682
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,490
−HK$2,848/mo
Today · 4.125%
HK$110,338
baseline
▲ 0.50% · 4.625%
HK$116,154
+HK$5,816/mo
Deposit HK$20.63M · loan HK$20.63M · min. income ≈ HK$220,676/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,917
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,429
−HK$3,569/mo
Today · 4.125%
HK$119,998
baseline
▲ 0.50% · 4.625%
HK$127,299
+HK$7,301/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$239,996/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,619
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,988
−HK$3,418/mo
Today · 4.125%
HK$132,406
baseline
▲ 0.50% · 4.625%
HK$139,385
+HK$6,979/mo
Deposit HK$16.51M · loan HK$24.76M · min. income ≈ HK$264,812/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,736
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$135,834
−HK$4,163/mo
Today · 4.125%
HK$139,997
baseline
▲ 0.50% · 4.625%
HK$148,516
+HK$8,519/mo
Deposit HK$12.38M · loan HK$28.89M · min. income ≈ HK$279,994/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,555
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$150,486
−HK$3,987/mo
Today · 4.125%
HK$154,473
baseline
▲ 0.50% · 4.625%
HK$162,616
+HK$8,143/mo
Deposit HK$12.38M · loan HK$28.89M · min. income ≈ HK$308,946/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,375
−HK$10,622/mo
▼ 0.25% · 3.875%
HK$174,644
−HK$5,353/mo
Today · 4.125%
HK$179,997
baseline
▲ 0.50% · 4.625%
HK$190,949
+HK$10,952/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$359,994/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,428
−HK$10,181/mo
▼ 0.25% · 3.875%
HK$193,482
−HK$5,127/mo
Today · 4.125%
HK$198,609
baseline
▲ 0.50% · 4.625%
HK$209,077
+HK$10,468/mo
Deposit HK$4.13M · loan HK$37.14M · min. income ≈ HK$397,218/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,753,811 · Scale 2, in force from 26 Feb 2026)