LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,134
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,063
−HK$2,975/mo
Today · 4.125%
HK$100,038
baseline
▲ 0.50% · 4.625%
HK$106,125
+HK$6,087/mo
Deposit HK$20.64M · loan HK$20.64M · min. income ≈ HK$200,076/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,724
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,532
−HK$2,850/mo
Today · 4.125%
HK$110,382
baseline
▲ 0.50% · 4.625%
HK$116,200
+HK$5,818/mo
Deposit HK$20.64M · loan HK$20.64M · min. income ≈ HK$220,764/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,961
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,475
−HK$3,570/mo
Today · 4.125%
HK$120,045
baseline
▲ 0.50% · 4.625%
HK$127,349
+HK$7,304/mo
Deposit HK$16.51M · loan HK$24.77M · min. income ≈ HK$240,090/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,668
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,039
−HK$3,419/mo
Today · 4.125%
HK$132,458
baseline
▲ 0.50% · 4.625%
HK$139,440
+HK$6,982/mo
Deposit HK$16.51M · loan HK$24.77M · min. income ≈ HK$264,916/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,788
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$135,888
−HK$4,165/mo
Today · 4.125%
HK$140,053
baseline
▲ 0.50% · 4.625%
HK$148,574
+HK$8,521/mo
Deposit HK$12.38M · loan HK$28.90M · min. income ≈ HK$280,106/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,613
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$150,545
−HK$3,989/mo
Today · 4.125%
HK$154,534
baseline
▲ 0.50% · 4.625%
HK$162,680
+HK$8,146/mo
Deposit HK$12.38M · loan HK$28.90M · min. income ≈ HK$309,068/mo (50% DSR)
Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,442
−HK$10,626/mo
▼ 0.25% · 3.875%
HK$174,713
−HK$5,355/mo
Today · 4.125%
HK$180,068
baseline
▲ 0.50% · 4.625%
HK$191,024
+HK$10,956/mo
Deposit HK$4.13M · loan HK$37.15M · min. income ≈ HK$360,136/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,503
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$193,558
−HK$5,129/mo
Today · 4.125%
HK$198,687
baseline
▲ 0.50% · 4.625%
HK$209,160
+HK$10,473/mo
Deposit HK$4.13M · loan HK$37.15M · min. income ≈ HK$397,374/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,754,502 · Scale 2, in force from 26 Feb 2026)