LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,414
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,706
−HK$298/mo
Today · 4.125%
HK$10,004
baseline
▲ 0.50% · 4.625%
HK$10,613
+HK$609/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$20,008/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,473
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,753
−HK$285/mo
Today · 4.125%
HK$11,038
baseline
▲ 0.50% · 4.625%
HK$11,620
+HK$582/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,076/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,296
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,648
−HK$357/mo
Today · 4.125%
HK$12,005
baseline
▲ 0.50% · 4.625%
HK$12,735
+HK$730/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,010/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,567
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,904
−HK$342/mo
Today · 4.125%
HK$13,246
baseline
▲ 0.50% · 4.625%
HK$13,944
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,492/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,179
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,589
−HK$416/mo
Today · 4.125%
HK$14,005
baseline
▲ 0.50% · 4.625%
HK$14,858
+HK$853/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,010/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,662
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,055
−HK$399/mo
Today · 4.125%
HK$15,454
baseline
▲ 0.50% · 4.625%
HK$16,268
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,908/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,944
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,472
−HK$535/mo
Today · 4.125%
HK$18,007
baseline
▲ 0.50% · 4.625%
HK$19,103
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,014/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,851
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,356
−HK$513/mo
Today · 4.125%
HK$19,869
baseline
▲ 0.50% · 4.625%
HK$20,916
+HK$1,047/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,738/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,762 · Scale 2, in force from 26 Feb 2026)