LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,414
−HK$591/mo
▼ 0.25% · 3.875%
HK$9,707
−HK$298/mo
Today · 4.125%
HK$10,005
baseline
▲ 0.50% · 4.625%
HK$10,613
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$20,010/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,473
−HK$566/mo
▼ 0.25% · 3.875%
HK$10,754
−HK$285/mo
Today · 4.125%
HK$11,039
baseline
▲ 0.50% · 4.625%
HK$11,621
+HK$582/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,078/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,297
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,649
−HK$357/mo
Today · 4.125%
HK$12,006
baseline
▲ 0.50% · 4.625%
HK$12,736
+HK$730/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,012/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,568
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,905
−HK$342/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$13,945
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,180
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,590
−HK$416/mo
Today · 4.125%
HK$14,006
baseline
▲ 0.50% · 4.625%
HK$14,859
+HK$853/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,012/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,663
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,056
−HK$399/mo
Today · 4.125%
HK$15,455
baseline
▲ 0.50% · 4.625%
HK$16,269
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,910/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,946
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,473
−HK$535/mo
Today · 4.125%
HK$18,008
baseline
▲ 0.50% · 4.625%
HK$19,104
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,016/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,852
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,358
−HK$512/mo
Today · 4.125%
HK$19,870
baseline
▲ 0.50% · 4.625%
HK$20,918
+HK$1,048/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,740/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,821 · Scale 2, in force from 26 Feb 2026)