LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,415
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,708
−HK$297/mo
Today · 4.125%
HK$10,005
baseline
▲ 0.50% · 4.625%
HK$10,614
+HK$609/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$20,010/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,474
−HK$566/mo
▼ 0.25% · 3.875%
HK$10,755
−HK$285/mo
Today · 4.125%
HK$11,040
baseline
▲ 0.50% · 4.625%
HK$11,622
+HK$582/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,080/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,298
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,649
−HK$357/mo
Today · 4.125%
HK$12,006
baseline
▲ 0.50% · 4.625%
HK$12,737
+HK$731/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,012/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,568
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,906
−HK$342/mo
Today · 4.125%
HK$13,248
baseline
▲ 0.50% · 4.625%
HK$13,946
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,496/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,181
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,591
−HK$416/mo
Today · 4.125%
HK$14,007
baseline
▲ 0.50% · 4.625%
HK$14,859
+HK$852/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,014/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,663
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,056
−HK$399/mo
Today · 4.125%
HK$15,455
baseline
▲ 0.50% · 4.625%
HK$16,270
+HK$815/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,910/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,946
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,474
−HK$535/mo
Today · 4.125%
HK$18,009
baseline
▲ 0.50% · 4.625%
HK$19,105
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,018/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,853
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,358
−HK$513/mo
Today · 4.125%
HK$19,871
baseline
▲ 0.50% · 4.625%
HK$20,919
+HK$1,048/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,742/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,857 · Scale 2, in force from 26 Feb 2026)