LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,415
−HK$591/mo
▼ 0.25% · 3.875%
HK$9,708
−HK$298/mo
Today · 4.125%
HK$10,006
baseline
▲ 0.50% · 4.625%
HK$10,615
+HK$609/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$20,012/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,475
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,755
−HK$285/mo
Today · 4.125%
HK$11,040
baseline
▲ 0.50% · 4.625%
HK$11,622
+HK$582/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,080/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,298
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,650
−HK$357/mo
Today · 4.125%
HK$12,007
baseline
▲ 0.50% · 4.625%
HK$12,738
+HK$731/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,014/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,569
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,907
−HK$342/mo
Today · 4.125%
HK$13,249
baseline
▲ 0.50% · 4.625%
HK$13,947
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,498/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,182
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,592
−HK$416/mo
Today · 4.125%
HK$14,008
baseline
▲ 0.50% · 4.625%
HK$14,860
+HK$852/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,016/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,664
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,058
−HK$399/mo
Today · 4.125%
HK$15,457
baseline
▲ 0.50% · 4.625%
HK$16,271
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,914/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,948
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,475
−HK$535/mo
Today · 4.125%
HK$18,010
baseline
▲ 0.50% · 4.625%
HK$19,106
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,020/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,854
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$513/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,047/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,918 · Scale 2, in force from 26 Feb 2026)