LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,418
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,711
−HK$297/mo
Today · 4.125%
HK$10,008
baseline
▲ 0.50% · 4.625%
HK$10,617
+HK$609/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,016/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,477
−HK$566/mo
▼ 0.25% · 3.875%
HK$10,758
−HK$285/mo
Today · 4.125%
HK$11,043
baseline
▲ 0.50% · 4.625%
HK$11,625
+HK$582/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,086/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,301
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,653
−HK$357/mo
Today · 4.125%
HK$12,010
baseline
▲ 0.50% · 4.625%
HK$12,741
+HK$731/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,020/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,573
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,910
−HK$342/mo
Today · 4.125%
HK$13,252
baseline
▲ 0.50% · 4.625%
HK$13,950
+HK$698/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,504/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,185
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,595
−HK$417/mo
Today · 4.125%
HK$14,012
baseline
▲ 0.50% · 4.625%
HK$14,864
+HK$852/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,024/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,668
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,061
−HK$400/mo
Today · 4.125%
HK$15,461
baseline
▲ 0.50% · 4.625%
HK$16,276
+HK$815/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,922/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,952
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,479
−HK$536/mo
Today · 4.125%
HK$18,015
baseline
▲ 0.50% · 4.625%
HK$19,111
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,030/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,859
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$513/mo
Today · 4.125%
HK$19,878
baseline
▲ 0.50% · 4.625%
HK$20,926
+HK$1,048/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,756/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$26,130 · Scale 2, in force from 26 Feb 2026)