LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,187
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,117
−HK$2,977/mo
Today · 4.125%
HK$100,094
baseline
▲ 0.50% · 4.625%
HK$106,184
+HK$6,090/mo
Deposit HK$20.65M · loan HK$20.65M · min. income ≈ HK$200,188/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,782
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,592
−HK$2,851/mo
Today · 4.125%
HK$110,443
baseline
▲ 0.50% · 4.625%
HK$116,265
+HK$5,822/mo
Deposit HK$20.65M · loan HK$20.65M · min. income ≈ HK$220,886/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,025
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,540
−HK$3,572/mo
Today · 4.125%
HK$120,112
baseline
▲ 0.50% · 4.625%
HK$127,421
+HK$7,309/mo
Deposit HK$16.52M · loan HK$24.78M · min. income ≈ HK$240,224/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,739
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,111
−HK$3,421/mo
Today · 4.125%
HK$132,532
baseline
▲ 0.50% · 4.625%
HK$139,518
+HK$6,986/mo
Deposit HK$16.52M · loan HK$24.78M · min. income ≈ HK$265,064/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,862
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$135,964
−HK$4,167/mo
Today · 4.125%
HK$140,131
baseline
▲ 0.50% · 4.625%
HK$148,658
+HK$8,527/mo
Deposit HK$12.39M · loan HK$28.91M · min. income ≈ HK$280,262/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,695
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,629
−HK$3,992/mo
Today · 4.125%
HK$154,621
baseline
▲ 0.50% · 4.625%
HK$162,771
+HK$8,150/mo
Deposit HK$12.39M · loan HK$28.91M · min. income ≈ HK$309,242/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,537
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$174,810
−HK$5,358/mo
Today · 4.125%
HK$180,168
baseline
▲ 0.50% · 4.625%
HK$191,131
+HK$10,963/mo
Deposit HK$4.13M · loan HK$37.17M · min. income ≈ HK$360,336/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,608
−HK$10,190/mo
▼ 0.25% · 3.875%
HK$193,666
−HK$5,132/mo
Today · 4.125%
HK$198,798
baseline
▲ 0.50% · 4.625%
HK$209,277
+HK$10,479/mo
Deposit HK$4.13M · loan HK$37.17M · min. income ≈ HK$397,596/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,485 · Scale 2, in force from 26 Feb 2026)