LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,195
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,125
−HK$2,977/mo
Today · 4.125%
HK$100,102
baseline
▲ 0.50% · 4.625%
HK$106,193
+HK$6,091/mo
Deposit HK$20.65M · loan HK$20.65M · min. income ≈ HK$200,204/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,791
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,601
−HK$2,851/mo
Today · 4.125%
HK$110,452
baseline
▲ 0.50% · 4.625%
HK$116,275
+HK$5,823/mo
Deposit HK$20.65M · loan HK$20.65M · min. income ≈ HK$220,904/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,034
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,550
−HK$3,572/mo
Today · 4.125%
HK$120,122
baseline
▲ 0.50% · 4.625%
HK$127,431
+HK$7,309/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$240,244/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,749
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$129,122
−HK$3,421/mo
Today · 4.125%
HK$132,543
baseline
▲ 0.50% · 4.625%
HK$139,529
+HK$6,986/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$265,086/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,873
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$135,975
−HK$4,167/mo
Today · 4.125%
HK$140,142
baseline
▲ 0.50% · 4.625%
HK$148,670
+HK$8,528/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$280,284/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,707
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,642
−HK$3,991/mo
Today · 4.125%
HK$154,633
baseline
▲ 0.50% · 4.625%
HK$162,784
+HK$8,151/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$309,266/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,551
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$174,825
−HK$5,358/mo
Today · 4.125%
HK$180,183
baseline
▲ 0.50% · 4.625%
HK$191,147
+HK$10,964/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$360,366/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,624
−HK$10,190/mo
▼ 0.25% · 3.875%
HK$193,682
−HK$5,132/mo
Today · 4.125%
HK$198,814
baseline
▲ 0.50% · 4.625%
HK$209,294
+HK$10,480/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$397,628/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,629 · Scale 2, in force from 26 Feb 2026)