LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,198
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,128
−HK$2,977/mo
Today · 4.125%
HK$100,105
baseline
▲ 0.50% · 4.625%
HK$106,196
+HK$6,091/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,210/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,794
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,605
−HK$2,851/mo
Today · 4.125%
HK$110,456
baseline
▲ 0.50% · 4.625%
HK$116,278
+HK$5,822/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$220,912/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,037
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,553
−HK$3,573/mo
Today · 4.125%
HK$120,126
baseline
▲ 0.50% · 4.625%
HK$127,435
+HK$7,309/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$240,252/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,753
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$129,125
−HK$3,422/mo
Today · 4.125%
HK$132,547
baseline
▲ 0.50% · 4.625%
HK$139,534
+HK$6,987/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$265,094/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,877
−HK$8,270/mo
▼ 0.25% · 3.875%
HK$135,979
−HK$4,168/mo
Today · 4.125%
HK$140,147
baseline
▲ 0.50% · 4.625%
HK$148,674
+HK$8,527/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$280,294/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,712
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,646
−HK$3,992/mo
Today · 4.125%
HK$154,638
baseline
▲ 0.50% · 4.625%
HK$162,789
+HK$8,151/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$309,276/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,556
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$174,830
−HK$5,359/mo
Today · 4.125%
HK$180,189
baseline
▲ 0.50% · 4.625%
HK$191,153
+HK$10,964/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$360,378/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,629
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$193,688
−HK$5,132/mo
Today · 4.125%
HK$198,820
baseline
▲ 0.50% · 4.625%
HK$209,300
+HK$10,480/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$397,640/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,682 · Scale 2, in force from 26 Feb 2026)