LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,201
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,131
−HK$2,977/mo
Today · 4.125%
HK$100,108
baseline
▲ 0.50% · 4.625%
HK$106,199
+HK$6,091/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,216/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,797
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,608
−HK$2,851/mo
Today · 4.125%
HK$110,459
baseline
▲ 0.50% · 4.625%
HK$116,282
+HK$5,823/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$220,918/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,041
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,557
−HK$3,573/mo
Today · 4.125%
HK$120,130
baseline
▲ 0.50% · 4.625%
HK$127,439
+HK$7,309/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$240,260/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,757
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$129,130
−HK$3,421/mo
Today · 4.125%
HK$132,551
baseline
▲ 0.50% · 4.625%
HK$139,538
+HK$6,987/mo
Deposit HK$16.52M · loan HK$24.79M · min. income ≈ HK$265,102/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,881
−HK$8,270/mo
▼ 0.25% · 3.875%
HK$135,983
−HK$4,168/mo
Today · 4.125%
HK$140,151
baseline
▲ 0.50% · 4.625%
HK$148,679
+HK$8,528/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$280,302/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,716
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$150,651
−HK$3,992/mo
Today · 4.125%
HK$154,643
baseline
▲ 0.50% · 4.625%
HK$162,794
+HK$8,151/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$309,286/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,561
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$174,836
−HK$5,358/mo
Today · 4.125%
HK$180,194
baseline
▲ 0.50% · 4.625%
HK$191,159
+HK$10,965/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$360,388/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,635
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$193,694
−HK$5,133/mo
Today · 4.125%
HK$198,827
baseline
▲ 0.50% · 4.625%
HK$209,307
+HK$10,480/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$397,654/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,739 · Scale 2, in force from 26 Feb 2026)