LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,421
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,714
−HK$297/mo
Today · 4.125%
HK$10,011
baseline
▲ 0.50% · 4.625%
HK$10,621
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,022/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,480
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,762
−HK$285/mo
Today · 4.125%
HK$11,047
baseline
▲ 0.50% · 4.625%
HK$11,629
+HK$582/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,094/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,305
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,656
−HK$358/mo
Today · 4.125%
HK$12,014
baseline
▲ 0.50% · 4.625%
HK$12,745
+HK$731/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,028/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,577
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,914
−HK$342/mo
Today · 4.125%
HK$13,256
baseline
▲ 0.50% · 4.625%
HK$13,955
+HK$699/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,512/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,189
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,599
−HK$417/mo
Today · 4.125%
HK$14,016
baseline
▲ 0.50% · 4.625%
HK$14,869
+HK$853/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,032/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,673
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,066
−HK$399/mo
Today · 4.125%
HK$15,465
baseline
▲ 0.50% · 4.625%
HK$16,281
+HK$816/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,930/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,957
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,485
−HK$536/mo
Today · 4.125%
HK$18,021
baseline
▲ 0.50% · 4.625%
HK$19,117
+HK$1,096/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,042/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,865
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,371
−HK$513/mo
Today · 4.125%
HK$19,884
baseline
▲ 0.50% · 4.625%
HK$20,932
+HK$1,048/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,768/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,386 · Scale 2, in force from 26 Feb 2026)