LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,207
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,138
−HK$2,977/mo
Today · 4.125%
HK$100,115
baseline
▲ 0.50% · 4.625%
HK$106,207
+HK$6,092/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,230/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,805
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,616
−HK$2,851/mo
Today · 4.125%
HK$110,467
baseline
▲ 0.50% · 4.625%
HK$116,290
+HK$5,823/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$220,934/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,049
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,565
−HK$3,573/mo
Today · 4.125%
HK$120,138
baseline
▲ 0.50% · 4.625%
HK$127,448
+HK$7,310/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$240,276/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,766
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,139
−HK$3,422/mo
Today · 4.125%
HK$132,561
baseline
▲ 0.50% · 4.625%
HK$139,548
+HK$6,987/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$265,122/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,890
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,993
−HK$4,168/mo
Today · 4.125%
HK$140,161
baseline
▲ 0.50% · 4.625%
HK$148,690
+HK$8,529/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$280,322/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,727
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$150,662
−HK$3,992/mo
Today · 4.125%
HK$154,654
baseline
▲ 0.50% · 4.625%
HK$162,806
+HK$8,152/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$309,308/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,573
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$174,848
−HK$5,359/mo
Today · 4.125%
HK$180,207
baseline
▲ 0.50% · 4.625%
HK$191,172
+HK$10,965/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$360,414/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,649
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$193,708
−HK$5,133/mo
Today · 4.125%
HK$198,841
baseline
▲ 0.50% · 4.625%
HK$209,322
+HK$10,481/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$397,682/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,864 · Scale 2, in force from 26 Feb 2026)