LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,210
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,140
−HK$2,978/mo
Today · 4.125%
HK$100,118
baseline
▲ 0.50% · 4.625%
HK$106,209
+HK$6,091/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,236/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,807
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,618
−HK$2,852/mo
Today · 4.125%
HK$110,470
baseline
▲ 0.50% · 4.625%
HK$116,293
+HK$5,823/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$220,940/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,052
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,568
−HK$3,573/mo
Today · 4.125%
HK$120,141
baseline
▲ 0.50% · 4.625%
HK$127,451
+HK$7,310/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$240,282/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,769
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,142
−HK$3,422/mo
Today · 4.125%
HK$132,564
baseline
▲ 0.50% · 4.625%
HK$139,551
+HK$6,987/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$265,128/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,894
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,996
−HK$4,169/mo
Today · 4.125%
HK$140,165
baseline
▲ 0.50% · 4.625%
HK$148,693
+HK$8,528/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$280,330/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,730
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,666
−HK$3,992/mo
Today · 4.125%
HK$154,658
baseline
▲ 0.50% · 4.625%
HK$162,810
+HK$8,152/mo
Deposit HK$12.39M · loan HK$28.92M · min. income ≈ HK$309,316/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,578
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$174,852
−HK$5,360/mo
Today · 4.125%
HK$180,212
baseline
▲ 0.50% · 4.625%
HK$191,177
+HK$10,965/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$360,424/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,653
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$193,713
−HK$5,133/mo
Today · 4.125%
HK$198,846
baseline
▲ 0.50% · 4.625%
HK$209,327
+HK$10,481/mo
Deposit HK$4.13M · loan HK$37.18M · min. income ≈ HK$397,692/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,755,905 · Scale 2, in force from 26 Feb 2026)