LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,224
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,155
−HK$2,978/mo
Today · 4.125%
HK$100,133
baseline
▲ 0.50% · 4.625%
HK$106,226
+HK$6,093/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,266/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,824
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,635
−HK$2,852/mo
Today · 4.125%
HK$110,487
baseline
▲ 0.50% · 4.625%
HK$116,311
+HK$5,824/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$220,974/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,069
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,586
−HK$3,574/mo
Today · 4.125%
HK$120,160
baseline
▲ 0.50% · 4.625%
HK$127,471
+HK$7,311/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$240,320/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,789
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,162
−HK$3,422/mo
Today · 4.125%
HK$132,584
baseline
▲ 0.50% · 4.625%
HK$139,573
+HK$6,989/mo
Deposit HK$16.53M · loan HK$24.79M · min. income ≈ HK$265,168/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,914
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$136,018
−HK$4,168/mo
Today · 4.125%
HK$140,186
baseline
▲ 0.50% · 4.625%
HK$148,716
+HK$8,530/mo
Deposit HK$12.40M · loan HK$28.93M · min. income ≈ HK$280,372/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,753
−HK$7,929/mo
▼ 0.25% · 3.875%
HK$150,689
−HK$3,993/mo
Today · 4.125%
HK$154,682
baseline
▲ 0.50% · 4.625%
HK$162,835
+HK$8,153/mo
Deposit HK$12.40M · loan HK$28.93M · min. income ≈ HK$309,364/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,604
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$174,880
−HK$5,360/mo
Today · 4.125%
HK$180,240
baseline
▲ 0.50% · 4.625%
HK$191,207
+HK$10,967/mo
Deposit HK$4.13M · loan HK$37.19M · min. income ≈ HK$360,480/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,683
−HK$10,194/mo
▼ 0.25% · 3.875%
HK$193,743
−HK$5,134/mo
Today · 4.125%
HK$198,877
baseline
▲ 0.50% · 4.625%
HK$209,360
+HK$10,483/mo
Deposit HK$4.13M · loan HK$37.19M · min. income ≈ HK$397,754/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,180 · Scale 2, in force from 26 Feb 2026)