LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,238
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,169
−HK$2,978/mo
Today · 4.125%
HK$100,147
baseline
▲ 0.50% · 4.625%
HK$106,241
+HK$6,094/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$200,294/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,838
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$107,650
−HK$2,853/mo
Today · 4.125%
HK$110,503
baseline
▲ 0.50% · 4.625%
HK$116,327
+HK$5,824/mo
Deposit HK$20.66M · loan HK$20.66M · min. income ≈ HK$221,006/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,085
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$116,603
−HK$3,574/mo
Today · 4.125%
HK$120,177
baseline
▲ 0.50% · 4.625%
HK$127,489
+HK$7,312/mo
Deposit HK$16.53M · loan HK$24.80M · min. income ≈ HK$240,354/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,806
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,180
−HK$3,423/mo
Today · 4.125%
HK$132,603
baseline
▲ 0.50% · 4.625%
HK$139,593
+HK$6,990/mo
Deposit HK$16.53M · loan HK$24.80M · min. income ≈ HK$265,206/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,933
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$136,037
−HK$4,169/mo
Today · 4.125%
HK$140,206
baseline
▲ 0.50% · 4.625%
HK$148,737
+HK$8,531/mo
Deposit HK$12.40M · loan HK$28.93M · min. income ≈ HK$280,412/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,774
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,710
−HK$3,994/mo
Today · 4.125%
HK$154,704
baseline
▲ 0.50% · 4.625%
HK$162,858
+HK$8,154/mo
Deposit HK$12.40M · loan HK$28.93M · min. income ≈ HK$309,408/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,628
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$174,904
−HK$5,361/mo
Today · 4.125%
HK$180,265
baseline
▲ 0.50% · 4.625%
HK$191,234
+HK$10,969/mo
Deposit HK$4.13M · loan HK$37.19M · min. income ≈ HK$360,530/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,709
−HK$10,196/mo
▼ 0.25% · 3.875%
HK$193,770
−HK$5,135/mo
Today · 4.125%
HK$198,905
baseline
▲ 0.50% · 4.625%
HK$209,389
+HK$10,484/mo
Deposit HK$4.13M · loan HK$37.19M · min. income ≈ HK$397,810/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,426 · Scale 2, in force from 26 Feb 2026)