LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,257
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,189
−HK$2,979/mo
Today · 4.125%
HK$100,168
baseline
▲ 0.50% · 4.625%
HK$106,263
+HK$6,095/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,336/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,860
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,673
−HK$2,853/mo
Today · 4.125%
HK$110,526
baseline
▲ 0.50% · 4.625%
HK$116,352
+HK$5,826/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,052/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,109
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,627
−HK$3,575/mo
Today · 4.125%
HK$120,202
baseline
▲ 0.50% · 4.625%
HK$127,516
+HK$7,314/mo
Deposit HK$16.53M · loan HK$24.80M · min. income ≈ HK$240,404/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,832
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,207
−HK$3,424/mo
Today · 4.125%
HK$132,631
baseline
▲ 0.50% · 4.625%
HK$139,622
+HK$6,991/mo
Deposit HK$16.53M · loan HK$24.80M · min. income ≈ HK$265,262/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,960
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$136,065
−HK$4,170/mo
Today · 4.125%
HK$140,235
baseline
▲ 0.50% · 4.625%
HK$148,768
+HK$8,533/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,470/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,805
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,742
−HK$3,994/mo
Today · 4.125%
HK$154,736
baseline
▲ 0.50% · 4.625%
HK$162,892
+HK$8,156/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,472/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,663
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$174,941
−HK$5,362/mo
Today · 4.125%
HK$180,303
baseline
▲ 0.50% · 4.625%
HK$191,274
+HK$10,971/mo
Deposit HK$4.13M · loan HK$37.20M · min. income ≈ HK$360,606/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,749
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$193,811
−HK$5,135/mo
Today · 4.125%
HK$198,946
baseline
▲ 0.50% · 4.625%
HK$209,433
+HK$10,487/mo
Deposit HK$4.13M · loan HK$37.20M · min. income ≈ HK$397,892/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,794 · Scale 2, in force from 26 Feb 2026)