LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,264
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,196
−HK$2,979/mo
Today · 4.125%
HK$100,175
baseline
▲ 0.50% · 4.625%
HK$106,271
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,350/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,868
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,680
−HK$2,854/mo
Today · 4.125%
HK$110,534
baseline
▲ 0.50% · 4.625%
HK$116,360
+HK$5,826/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,068/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,117
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,636
−HK$3,574/mo
Today · 4.125%
HK$120,210
baseline
▲ 0.50% · 4.625%
HK$127,525
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.80M · min. income ≈ HK$240,420/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,842
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$129,217
−HK$3,423/mo
Today · 4.125%
HK$132,640
baseline
▲ 0.50% · 4.625%
HK$139,632
+HK$6,992/mo
Deposit HK$16.54M · loan HK$24.80M · min. income ≈ HK$265,280/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,970
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$136,075
−HK$4,170/mo
Today · 4.125%
HK$140,245
baseline
▲ 0.50% · 4.625%
HK$148,779
+HK$8,534/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,490/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,815
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,753
−HK$3,994/mo
Today · 4.125%
HK$154,747
baseline
▲ 0.50% · 4.625%
HK$162,904
+HK$8,157/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,494/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,675
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,953
−HK$5,363/mo
Today · 4.125%
HK$180,316
baseline
▲ 0.50% · 4.625%
HK$191,287
+HK$10,971/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,632/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,762
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$193,825
−HK$5,136/mo
Today · 4.125%
HK$198,961
baseline
▲ 0.50% · 4.625%
HK$209,448
+HK$10,487/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,922/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,920 · Scale 2, in force from 26 Feb 2026)