LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,427
−HK$591/mo
▼ 0.25% · 3.875%
HK$9,720
−HK$298/mo
Today · 4.125%
HK$10,018
baseline
▲ 0.50% · 4.625%
HK$10,627
+HK$609/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,036/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,487
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,768
−HK$286/mo
Today · 4.125%
HK$11,054
baseline
▲ 0.50% · 4.625%
HK$11,636
+HK$582/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,108/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,312
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,664
−HK$357/mo
Today · 4.125%
HK$12,021
baseline
▲ 0.50% · 4.625%
HK$12,753
+HK$732/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,042/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,584
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,922
−HK$342/mo
Today · 4.125%
HK$13,264
baseline
▲ 0.50% · 4.625%
HK$13,963
+HK$699/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,528/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,197
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,608
−HK$417/mo
Today · 4.125%
HK$14,025
baseline
▲ 0.50% · 4.625%
HK$14,878
+HK$853/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$28,050/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,682
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,075
−HK$400/mo
Today · 4.125%
HK$15,475
baseline
▲ 0.50% · 4.625%
HK$16,291
+HK$816/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,950/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,968
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,496
−HK$536/mo
Today · 4.125%
HK$18,032
baseline
▲ 0.50% · 4.625%
HK$19,129
+HK$1,097/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,064/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,877
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,383
−HK$513/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$20,945
+HK$1,049/mo
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,899 · Scale 2, in force from 26 Feb 2026)