LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,267
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,200
−HK$2,979/mo
Today · 4.125%
HK$100,179
baseline
▲ 0.50% · 4.625%
HK$106,274
+HK$6,095/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,358/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,871
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,684
−HK$2,853/mo
Today · 4.125%
HK$110,537
baseline
▲ 0.50% · 4.625%
HK$116,364
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,074/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,121
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,639
−HK$3,575/mo
Today · 4.125%
HK$120,214
baseline
▲ 0.50% · 4.625%
HK$127,529
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.80M · min. income ≈ HK$240,428/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,846
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,221
−HK$3,424/mo
Today · 4.125%
HK$132,645
baseline
▲ 0.50% · 4.625%
HK$139,637
+HK$6,992/mo
Deposit HK$16.54M · loan HK$24.80M · min. income ≈ HK$265,290/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,974
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,079
−HK$4,171/mo
Today · 4.125%
HK$140,250
baseline
▲ 0.50% · 4.625%
HK$148,784
+HK$8,534/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,500/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,820
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,758
−HK$3,994/mo
Today · 4.125%
HK$154,752
baseline
▲ 0.50% · 4.625%
HK$162,909
+HK$8,157/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,504/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,681
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,959
−HK$5,363/mo
Today · 4.125%
HK$180,322
baseline
▲ 0.50% · 4.625%
HK$191,294
+HK$10,972/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,644/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,768
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$193,831
−HK$5,136/mo
Today · 4.125%
HK$198,967
baseline
▲ 0.50% · 4.625%
HK$209,455
+HK$10,488/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,934/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,756,978 · Scale 2, in force from 26 Feb 2026)