LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,270
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,202
−HK$2,979/mo
Today · 4.125%
HK$100,181
baseline
▲ 0.50% · 4.625%
HK$106,277
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,362/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,874
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,687
−HK$2,853/mo
Today · 4.125%
HK$110,540
baseline
▲ 0.50% · 4.625%
HK$116,367
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,080/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,124
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,643
−HK$3,575/mo
Today · 4.125%
HK$120,218
baseline
▲ 0.50% · 4.625%
HK$127,533
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,436/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,849
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,224
−HK$3,424/mo
Today · 4.125%
HK$132,648
baseline
▲ 0.50% · 4.625%
HK$139,640
+HK$6,992/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,296/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,978
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,083
−HK$4,171/mo
Today · 4.125%
HK$140,254
baseline
▲ 0.50% · 4.625%
HK$148,788
+HK$8,534/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,508/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,824
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,762
−HK$3,994/mo
Today · 4.125%
HK$154,756
baseline
▲ 0.50% · 4.625%
HK$162,914
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,512/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,686
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$174,964
−HK$5,362/mo
Today · 4.125%
HK$180,326
baseline
▲ 0.50% · 4.625%
HK$191,299
+HK$10,973/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,652/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,773
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$193,836
−HK$5,136/mo
Today · 4.125%
HK$198,972
baseline
▲ 0.50% · 4.625%
HK$209,460
+HK$10,488/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,944/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,024 · Scale 2, in force from 26 Feb 2026)