LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,271
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$97,203
−HK$2,979/mo
Today · 4.125%
HK$100,182
baseline
▲ 0.50% · 4.625%
HK$106,278
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,364/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,875
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,688
−HK$2,854/mo
Today · 4.125%
HK$110,542
baseline
▲ 0.50% · 4.625%
HK$116,368
+HK$5,826/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,084/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,125
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,644
−HK$3,575/mo
Today · 4.125%
HK$120,219
baseline
▲ 0.50% · 4.625%
HK$127,534
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,438/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,850
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,226
−HK$3,424/mo
Today · 4.125%
HK$132,650
baseline
▲ 0.50% · 4.625%
HK$139,642
+HK$6,992/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,300/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,979
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,085
−HK$4,170/mo
Today · 4.125%
HK$140,255
baseline
▲ 0.50% · 4.625%
HK$148,790
+HK$8,535/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,510/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,826
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,763
−HK$3,995/mo
Today · 4.125%
HK$154,758
baseline
▲ 0.50% · 4.625%
HK$162,916
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,516/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,688
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$174,966
−HK$5,362/mo
Today · 4.125%
HK$180,328
baseline
▲ 0.50% · 4.625%
HK$191,301
+HK$10,973/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,656/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,776
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$193,839
−HK$5,136/mo
Today · 4.125%
HK$198,975
baseline
▲ 0.50% · 4.625%
HK$209,463
+HK$10,488/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,950/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,045 · Scale 2, in force from 26 Feb 2026)