LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,273
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,206
−HK$2,979/mo
Today · 4.125%
HK$100,185
baseline
▲ 0.50% · 4.625%
HK$106,281
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,370/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,878
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$107,691
−HK$2,853/mo
Today · 4.125%
HK$110,544
baseline
▲ 0.50% · 4.625%
HK$116,371
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,088/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,128
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,647
−HK$3,575/mo
Today · 4.125%
HK$120,222
baseline
▲ 0.50% · 4.625%
HK$127,537
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,444/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,854
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,229
−HK$3,424/mo
Today · 4.125%
HK$132,653
baseline
▲ 0.50% · 4.625%
HK$139,645
+HK$6,992/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,306/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,983
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,088
−HK$4,171/mo
Today · 4.125%
HK$140,259
baseline
▲ 0.50% · 4.625%
HK$148,793
+HK$8,534/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,518/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,829
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$150,767
−HK$3,995/mo
Today · 4.125%
HK$154,762
baseline
▲ 0.50% · 4.625%
HK$162,920
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,524/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,692
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,970
−HK$5,363/mo
Today · 4.125%
HK$180,333
baseline
▲ 0.50% · 4.625%
HK$191,306
+HK$10,973/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,666/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,780
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$193,843
−HK$5,137/mo
Today · 4.125%
HK$198,980
baseline
▲ 0.50% · 4.625%
HK$209,468
+HK$10,488/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,960/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,089 · Scale 2, in force from 26 Feb 2026)