LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,276
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,209
−HK$2,979/mo
Today · 4.125%
HK$100,188
baseline
▲ 0.50% · 4.625%
HK$106,284
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,376/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,881
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,694
−HK$2,854/mo
Today · 4.125%
HK$110,548
baseline
▲ 0.50% · 4.625%
HK$116,375
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,096/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,131
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$116,650
−HK$3,576/mo
Today · 4.125%
HK$120,226
baseline
▲ 0.50% · 4.625%
HK$127,541
+HK$7,315/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,452/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,858
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,233
−HK$3,424/mo
Today · 4.125%
HK$132,657
baseline
▲ 0.50% · 4.625%
HK$139,650
+HK$6,993/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,314/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,987
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,092
−HK$4,171/mo
Today · 4.125%
HK$140,263
baseline
▲ 0.50% · 4.625%
HK$148,798
+HK$8,535/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,526/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,834
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$150,772
−HK$3,995/mo
Today · 4.125%
HK$154,767
baseline
▲ 0.50% · 4.625%
HK$162,925
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,534/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,697
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$174,976
−HK$5,363/mo
Today · 4.125%
HK$180,339
baseline
▲ 0.50% · 4.625%
HK$191,312
+HK$10,973/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,678/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,786
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$193,850
−HK$5,136/mo
Today · 4.125%
HK$198,986
baseline
▲ 0.50% · 4.625%
HK$209,475
+HK$10,489/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,972/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,144 · Scale 2, in force from 26 Feb 2026)