LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,280
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,212
−HK$2,980/mo
Today · 4.125%
HK$100,192
baseline
▲ 0.50% · 4.625%
HK$106,288
+HK$6,096/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,384/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,885
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,698
−HK$2,854/mo
Today · 4.125%
HK$110,552
baseline
▲ 0.50% · 4.625%
HK$116,379
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,104/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,136
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,655
−HK$3,575/mo
Today · 4.125%
HK$120,230
baseline
▲ 0.50% · 4.625%
HK$127,546
+HK$7,316/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,460/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,862
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,238
−HK$3,424/mo
Today · 4.125%
HK$132,662
baseline
▲ 0.50% · 4.625%
HK$139,655
+HK$6,993/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,324/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,992
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$136,097
−HK$4,172/mo
Today · 4.125%
HK$140,269
baseline
▲ 0.50% · 4.625%
HK$148,804
+HK$8,535/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,538/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,839
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,777
−HK$3,996/mo
Today · 4.125%
HK$154,773
baseline
▲ 0.50% · 4.625%
HK$162,931
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,546/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,703
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$174,982
−HK$5,363/mo
Today · 4.125%
HK$180,345
baseline
▲ 0.50% · 4.625%
HK$191,319
+HK$10,974/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,690/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,793
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$193,857
−HK$5,136/mo
Today · 4.125%
HK$198,993
baseline
▲ 0.50% · 4.625%
HK$209,483
+HK$10,490/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$397,986/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,210 · Scale 2, in force from 26 Feb 2026)