LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,284
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$97,217
−HK$2,979/mo
Today · 4.125%
HK$100,196
baseline
▲ 0.50% · 4.625%
HK$106,293
+HK$6,097/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$200,392/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,890
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,703
−HK$2,854/mo
Today · 4.125%
HK$110,557
baseline
▲ 0.50% · 4.625%
HK$116,384
+HK$5,827/mo
Deposit HK$20.67M · loan HK$20.67M · min. income ≈ HK$221,114/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,141
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$116,660
−HK$3,576/mo
Today · 4.125%
HK$120,236
baseline
▲ 0.50% · 4.625%
HK$127,552
+HK$7,316/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,472/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,868
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,244
−HK$3,424/mo
Today · 4.125%
HK$132,668
baseline
▲ 0.50% · 4.625%
HK$139,661
+HK$6,993/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,336/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,997
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,103
−HK$4,172/mo
Today · 4.125%
HK$140,275
baseline
▲ 0.50% · 4.625%
HK$148,810
+HK$8,535/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$280,550/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,846
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,784
−HK$3,996/mo
Today · 4.125%
HK$154,780
baseline
▲ 0.50% · 4.625%
HK$162,938
+HK$8,158/mo
Deposit HK$12.40M · loan HK$28.94M · min. income ≈ HK$309,560/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,711
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$174,990
−HK$5,363/mo
Today · 4.125%
HK$180,353
baseline
▲ 0.50% · 4.625%
HK$191,328
+HK$10,975/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$360,706/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,802
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$193,865
−HK$5,137/mo
Today · 4.125%
HK$199,002
baseline
▲ 0.50% · 4.625%
HK$209,492
+HK$10,490/mo
Deposit HK$4.13M · loan HK$37.21M · min. income ≈ HK$398,004/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,288 · Scale 2, in force from 26 Feb 2026)