LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,290
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,223
−HK$2,980/mo
Today · 4.125%
HK$100,203
baseline
▲ 0.50% · 4.625%
HK$106,300
+HK$6,097/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,406/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,897
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,710
−HK$2,854/mo
Today · 4.125%
HK$110,564
baseline
▲ 0.50% · 4.625%
HK$116,392
+HK$5,828/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,128/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,148
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,668
−HK$3,576/mo
Today · 4.125%
HK$120,244
baseline
▲ 0.50% · 4.625%
HK$127,560
+HK$7,316/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,488/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,876
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,252
−HK$3,425/mo
Today · 4.125%
HK$132,677
baseline
▲ 0.50% · 4.625%
HK$139,671
+HK$6,994/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,354/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,006
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,112
−HK$4,172/mo
Today · 4.125%
HK$140,284
baseline
▲ 0.50% · 4.625%
HK$148,820
+HK$8,536/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,568/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,856
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,794
−HK$3,996/mo
Today · 4.125%
HK$154,790
baseline
▲ 0.50% · 4.625%
HK$162,949
+HK$8,159/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,580/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,722
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$175,002
−HK$5,363/mo
Today · 4.125%
HK$180,365
baseline
▲ 0.50% · 4.625%
HK$191,340
+HK$10,975/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,730/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,814
−HK$10,201/mo
▼ 0.25% · 3.875%
HK$193,878
−HK$5,137/mo
Today · 4.125%
HK$199,015
baseline
▲ 0.50% · 4.625%
HK$209,506
+HK$10,491/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,030/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,405 · Scale 2, in force from 26 Feb 2026)