LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,291
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$97,224
−HK$2,980/mo
Today · 4.125%
HK$100,204
baseline
▲ 0.50% · 4.625%
HK$106,301
+HK$6,097/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,408/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,898
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$107,711
−HK$2,854/mo
Today · 4.125%
HK$110,565
baseline
▲ 0.50% · 4.625%
HK$116,393
+HK$5,828/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,130/mo (50% DSR)
Upfront cash ≈ HK$22.43M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,149
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,669
−HK$3,576/mo
Today · 4.125%
HK$120,245
baseline
▲ 0.50% · 4.625%
HK$127,561
+HK$7,316/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,490/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,878
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,254
−HK$3,424/mo
Today · 4.125%
HK$132,678
baseline
▲ 0.50% · 4.625%
HK$139,672
+HK$6,994/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,356/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,008
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,114
−HK$4,172/mo
Today · 4.125%
HK$140,286
baseline
▲ 0.50% · 4.625%
HK$148,822
+HK$8,536/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,572/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,857
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,796
−HK$3,995/mo
Today · 4.125%
HK$154,791
baseline
▲ 0.50% · 4.625%
HK$162,951
+HK$8,160/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,582/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,724
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$175,003
−HK$5,364/mo
Today · 4.125%
HK$180,367
baseline
▲ 0.50% · 4.625%
HK$191,342
+HK$10,975/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,734/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,816
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$193,880
−HK$5,138/mo
Today · 4.125%
HK$199,018
baseline
▲ 0.50% · 4.625%
HK$209,508
+HK$10,490/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,036/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,423 · Scale 2, in force from 26 Feb 2026)