LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,301
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,235
−HK$2,980/mo
Today · 4.125%
HK$100,215
baseline
▲ 0.50% · 4.625%
HK$106,313
+HK$6,098/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,430/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,909
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,723
−HK$2,854/mo
Today · 4.125%
HK$110,577
baseline
▲ 0.50% · 4.625%
HK$116,406
+HK$5,829/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,154/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,161
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,681
−HK$3,577/mo
Today · 4.125%
HK$120,258
baseline
▲ 0.50% · 4.625%
HK$127,575
+HK$7,317/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$240,516/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,891
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,267
−HK$3,425/mo
Today · 4.125%
HK$132,692
baseline
▲ 0.50% · 4.625%
HK$139,687
+HK$6,995/mo
Deposit HK$16.54M · loan HK$24.81M · min. income ≈ HK$265,384/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,022
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$136,128
−HK$4,173/mo
Today · 4.125%
HK$140,301
baseline
▲ 0.50% · 4.625%
HK$148,838
+HK$8,537/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,602/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,873
−HK$7,935/mo
▼ 0.25% · 3.875%
HK$150,812
−HK$3,996/mo
Today · 4.125%
HK$154,808
baseline
▲ 0.50% · 4.625%
HK$162,968
+HK$8,160/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,616/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,742
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$175,022
−HK$5,365/mo
Today · 4.125%
HK$180,387
baseline
▲ 0.50% · 4.625%
HK$191,363
+HK$10,976/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,774/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,836
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$193,901
−HK$5,138/mo
Today · 4.125%
HK$199,039
baseline
▲ 0.50% · 4.625%
HK$209,530
+HK$10,491/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,078/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,610 · Scale 2, in force from 26 Feb 2026)