LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,431
−HK$591/mo
▼ 0.25% · 3.875%
HK$9,724
−HK$298/mo
Today · 4.125%
HK$10,022
baseline
▲ 0.50% · 4.625%
HK$10,632
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,044/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,491
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,773
−HK$285/mo
Today · 4.125%
HK$11,058
baseline
▲ 0.50% · 4.625%
HK$11,641
+HK$583/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,116/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,317
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,669
−HK$357/mo
Today · 4.125%
HK$12,026
baseline
▲ 0.50% · 4.625%
HK$12,758
+HK$732/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,052/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,590
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,927
−HK$343/mo
Today · 4.125%
HK$13,270
baseline
▲ 0.50% · 4.625%
HK$13,969
+HK$699/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,540/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,203
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,613
−HK$418/mo
Today · 4.125%
HK$14,031
baseline
▲ 0.50% · 4.625%
HK$14,884
+HK$853/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,062/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,688
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,082
−HK$399/mo
Today · 4.125%
HK$15,481
baseline
▲ 0.50% · 4.625%
HK$16,297
+HK$816/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,962/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,975
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,503
−HK$536/mo
Today · 4.125%
HK$18,039
baseline
▲ 0.50% · 4.625%
HK$19,137
+HK$1,098/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,078/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,884
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,391
−HK$514/mo
Today · 4.125%
HK$19,905
baseline
▲ 0.50% · 4.625%
HK$20,954
+HK$1,049/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$39,810/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,246 · Scale 2, in force from 26 Feb 2026)