LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,311
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,244
−HK$2,981/mo
Today · 4.125%
HK$100,225
baseline
▲ 0.50% · 4.625%
HK$106,323
+HK$6,098/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,450/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,920
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,733
−HK$2,855/mo
Today · 4.125%
HK$110,588
baseline
▲ 0.50% · 4.625%
HK$116,417
+HK$5,829/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,176/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,173
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,693
−HK$3,577/mo
Today · 4.125%
HK$120,270
baseline
▲ 0.50% · 4.625%
HK$127,588
+HK$7,318/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$240,540/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,903
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,280
−HK$3,426/mo
Today · 4.125%
HK$132,706
baseline
▲ 0.50% · 4.625%
HK$139,701
+HK$6,995/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$265,412/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,035
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,142
−HK$4,173/mo
Today · 4.125%
HK$140,315
baseline
▲ 0.50% · 4.625%
HK$148,852
+HK$8,537/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,630/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,887
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,827
−HK$3,996/mo
Today · 4.125%
HK$154,823
baseline
▲ 0.50% · 4.625%
HK$162,984
+HK$8,161/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,646/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,759
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$175,039
−HK$5,365/mo
Today · 4.125%
HK$180,404
baseline
▲ 0.50% · 4.625%
HK$191,382
+HK$10,978/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,808/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,855
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$193,920
−HK$5,138/mo
Today · 4.125%
HK$199,058
baseline
▲ 0.50% · 4.625%
HK$209,551
+HK$10,493/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,116/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,785 · Scale 2, in force from 26 Feb 2026)