LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,311
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,245
−HK$2,980/mo
Today · 4.125%
HK$100,225
baseline
▲ 0.50% · 4.625%
HK$106,324
+HK$6,099/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,450/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,920
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,734
−HK$2,855/mo
Today · 4.125%
HK$110,589
baseline
▲ 0.50% · 4.625%
HK$116,418
+HK$5,829/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,178/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,174
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,694
−HK$3,577/mo
Today · 4.125%
HK$120,271
baseline
▲ 0.50% · 4.625%
HK$127,589
+HK$7,318/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$240,542/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,904
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,281
−HK$3,426/mo
Today · 4.125%
HK$132,707
baseline
▲ 0.50% · 4.625%
HK$139,702
+HK$6,995/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$265,414/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,036
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,143
−HK$4,173/mo
Today · 4.125%
HK$140,316
baseline
▲ 0.50% · 4.625%
HK$148,854
+HK$8,538/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,632/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,889
−HK$7,935/mo
▼ 0.25% · 3.875%
HK$150,828
−HK$3,996/mo
Today · 4.125%
HK$154,824
baseline
▲ 0.50% · 4.625%
HK$162,985
+HK$8,161/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,648/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,760
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$175,041
−HK$5,365/mo
Today · 4.125%
HK$180,406
baseline
▲ 0.50% · 4.625%
HK$191,383
+HK$10,977/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,812/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,857
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$193,922
−HK$5,138/mo
Today · 4.125%
HK$199,060
baseline
▲ 0.50% · 4.625%
HK$209,553
+HK$10,493/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,120/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,799 · Scale 2, in force from 26 Feb 2026)