LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,313
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$97,246
−HK$2,981/mo
Today · 4.125%
HK$100,227
baseline
▲ 0.50% · 4.625%
HK$106,325
+HK$6,098/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,454/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,922
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$107,736
−HK$2,854/mo
Today · 4.125%
HK$110,590
baseline
▲ 0.50% · 4.625%
HK$116,420
+HK$5,830/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,180/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,175
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,696
−HK$3,576/mo
Today · 4.125%
HK$120,272
baseline
▲ 0.50% · 4.625%
HK$127,591
+HK$7,319/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$240,544/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,906
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,283
−HK$3,426/mo
Today · 4.125%
HK$132,709
baseline
▲ 0.50% · 4.625%
HK$139,704
+HK$6,995/mo
Deposit HK$16.54M · loan HK$24.82M · min. income ≈ HK$265,418/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,038
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,145
−HK$4,173/mo
Today · 4.125%
HK$140,318
baseline
▲ 0.50% · 4.625%
HK$148,856
+HK$8,538/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,636/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,891
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,830
−HK$3,997/mo
Today · 4.125%
HK$154,827
baseline
▲ 0.50% · 4.625%
HK$162,988
+HK$8,161/mo
Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$309,654/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,763
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$175,043
−HK$5,365/mo
Today · 4.125%
HK$180,408
baseline
▲ 0.50% · 4.625%
HK$191,386
+HK$10,978/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$360,816/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,859
−HK$10,204/mo
▼ 0.25% · 3.875%
HK$193,924
−HK$5,139/mo
Today · 4.125%
HK$199,063
baseline
▲ 0.50% · 4.625%
HK$209,556
+HK$10,493/mo
Deposit HK$4.14M · loan HK$37.22M · min. income ≈ HK$398,126/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,757,823 · Scale 2, in force from 26 Feb 2026)