LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,432
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,725
−HK$299/mo
Today · 4.125%
HK$10,024
baseline
▲ 0.50% · 4.625%
HK$10,633
+HK$609/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,048/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,493
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,774
−HK$286/mo
Today · 4.125%
HK$11,060
baseline
▲ 0.50% · 4.625%
HK$11,643
+HK$583/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,120/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,318
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,671
−HK$357/mo
Today · 4.125%
HK$12,028
baseline
▲ 0.50% · 4.625%
HK$12,760
+HK$732/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,056/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,592
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,929
−HK$343/mo
Today · 4.125%
HK$13,272
baseline
▲ 0.50% · 4.625%
HK$13,972
+HK$700/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,544/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,205
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,616
−HK$417/mo
Today · 4.125%
HK$14,033
baseline
▲ 0.50% · 4.625%
HK$14,887
+HK$854/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,066/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,690
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,084
−HK$400/mo
Today · 4.125%
HK$15,484
baseline
▲ 0.50% · 4.625%
HK$16,300
+HK$816/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,968/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,978
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,506
−HK$536/mo
Today · 4.125%
HK$18,042
baseline
▲ 0.50% · 4.625%
HK$19,140
+HK$1,098/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,084/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,887
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,394
−HK$514/mo
Today · 4.125%
HK$19,908
baseline
▲ 0.50% · 4.625%
HK$20,957
+HK$1,049/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$39,816/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,379 · Scale 2, in force from 26 Feb 2026)