LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,432
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,726
−HK$298/mo
Today · 4.125%
HK$10,024
baseline
▲ 0.50% · 4.625%
HK$10,634
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,048/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,493
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,775
−HK$285/mo
Today · 4.125%
HK$11,060
baseline
▲ 0.50% · 4.625%
HK$11,643
+HK$583/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,120/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,319
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,671
−HK$358/mo
Today · 4.125%
HK$12,029
baseline
▲ 0.50% · 4.625%
HK$12,760
+HK$731/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$24,058/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,592
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,930
−HK$342/mo
Today · 4.125%
HK$13,272
baseline
▲ 0.50% · 4.625%
HK$13,972
+HK$700/mo
Deposit HK$1.65M · loan HK$2.48M · min. income ≈ HK$26,544/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,205
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,616
−HK$417/mo
Today · 4.125%
HK$14,033
baseline
▲ 0.50% · 4.625%
HK$14,887
+HK$854/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,066/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,691
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,085
−HK$399/mo
Today · 4.125%
HK$15,484
baseline
▲ 0.50% · 4.625%
HK$16,301
+HK$817/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,968/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,978
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,506
−HK$537/mo
Today · 4.125%
HK$18,043
baseline
▲ 0.50% · 4.625%
HK$19,141
+HK$1,098/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,086/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,888
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,395
−HK$514/mo
Today · 4.125%
HK$19,909
baseline
▲ 0.50% · 4.625%
HK$20,958
+HK$1,049/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$39,818/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,405 · Scale 2, in force from 26 Feb 2026)