LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,329
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$97,263
−HK$2,981/mo
Today · 4.125%
HK$100,244
baseline
▲ 0.50% · 4.625%
HK$106,344
+HK$6,100/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$200,488/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,940
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$107,754
−HK$2,855/mo
Today · 4.125%
HK$110,609
baseline
▲ 0.50% · 4.625%
HK$116,440
+HK$5,831/mo
Deposit HK$20.68M · loan HK$20.68M · min. income ≈ HK$221,218/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,195
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,716
−HK$3,577/mo
Today · 4.125%
HK$120,293
baseline
▲ 0.50% · 4.625%
HK$127,612
+HK$7,319/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$240,586/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,928
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,305
−HK$3,426/mo
Today · 4.125%
HK$132,731
baseline
▲ 0.50% · 4.625%
HK$139,728
+HK$6,997/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$265,462/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,060
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,168
−HK$4,174/mo
Today · 4.125%
HK$140,342
baseline
▲ 0.50% · 4.625%
HK$148,881
+HK$8,539/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,684/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,916
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$150,856
−HK$3,997/mo
Today · 4.125%
HK$154,853
baseline
▲ 0.50% · 4.625%
HK$163,016
+HK$8,163/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,706/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,792
−HK$10,647/mo
▼ 0.25% · 3.875%
HK$175,073
−HK$5,366/mo
Today · 4.125%
HK$180,439
baseline
▲ 0.50% · 4.625%
HK$191,419
+HK$10,980/mo
Deposit HK$4.14M · loan HK$37.23M · min. income ≈ HK$360,878/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,892
−HK$10,205/mo
▼ 0.25% · 3.875%
HK$193,958
−HK$5,139/mo
Today · 4.125%
HK$199,097
baseline
▲ 0.50% · 4.625%
HK$209,592
+HK$10,495/mo
Deposit HK$4.14M · loan HK$37.23M · min. income ≈ HK$398,194/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$1,758,124 · Scale 2, in force from 26 Feb 2026)