LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,336
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,270
−HK$2,982/mo
Today · 4.125%
HK$100,252
baseline
▲ 0.50% · 4.625%
HK$106,352
+HK$6,100/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,504/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,948
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$107,762
−HK$2,856/mo
Today · 4.125%
HK$110,618
baseline
▲ 0.50% · 4.625%
HK$116,449
+HK$5,831/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,236/mo (50% DSR)
Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,203
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,724
−HK$3,578/mo
Today · 4.125%
HK$120,302
baseline
▲ 0.50% · 4.625%
HK$127,622
+HK$7,320/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$240,604/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,937
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,315
−HK$3,426/mo
Today · 4.125%
HK$132,741
baseline
▲ 0.50% · 4.625%
HK$139,738
+HK$6,997/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$265,482/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,070
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,178
−HK$4,174/mo
Today · 4.125%
HK$140,352
baseline
▲ 0.50% · 4.625%
HK$148,892
+HK$8,540/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,704/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,927
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$150,867
−HK$3,998/mo
Today · 4.125%
HK$154,865
baseline
▲ 0.50% · 4.625%
HK$163,028
+HK$8,163/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,730/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,805
−HK$10,648/mo
▼ 0.25% · 3.875%
HK$175,086
−HK$5,367/mo
Today · 4.125%
HK$180,453
baseline
▲ 0.50% · 4.625%
HK$191,433
+HK$10,980/mo
Deposit HK$4.14M · loan HK$37.23M · min. income ≈ HK$360,906/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,906
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$193,972
−HK$5,140/mo
Today · 4.125%
HK$199,112
baseline
▲ 0.50% · 4.625%
HK$209,607
+HK$10,495/mo
Deposit HK$4.14M · loan HK$37.23M · min. income ≈ HK$398,224/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,257 · Scale 2, in force from 26 Feb 2026)