LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,342
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,276
−HK$2,982/mo
Today · 4.125%
HK$100,258
baseline
▲ 0.50% · 4.625%
HK$106,358
+HK$6,100/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,516/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,954
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,769
−HK$2,856/mo
Today · 4.125%
HK$110,625
baseline
▲ 0.50% · 4.625%
HK$116,456
+HK$5,831/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,250/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,210
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,732
−HK$3,577/mo
Today · 4.125%
HK$120,309
baseline
▲ 0.50% · 4.625%
HK$127,630
+HK$7,321/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$240,618/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,945
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,323
−HK$3,426/mo
Today · 4.125%
HK$132,749
baseline
▲ 0.50% · 4.625%
HK$139,747
+HK$6,998/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$265,498/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,078
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$136,187
−HK$4,174/mo
Today · 4.125%
HK$140,361
baseline
▲ 0.50% · 4.625%
HK$148,902
+HK$8,541/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,722/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,936
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$150,877
−HK$3,997/mo
Today · 4.125%
HK$154,874
baseline
▲ 0.50% · 4.625%
HK$163,038
+HK$8,164/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,748/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,815
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$175,097
−HK$5,367/mo
Today · 4.125%
HK$180,464
baseline
▲ 0.50% · 4.625%
HK$191,445
+HK$10,981/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$360,928/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,918
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$193,984
−HK$5,140/mo
Today · 4.125%
HK$199,124
baseline
▲ 0.50% · 4.625%
HK$209,620
+HK$10,496/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$398,248/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,365 · Scale 2, in force from 26 Feb 2026)