LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,343
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,277
−HK$2,982/mo
Today · 4.125%
HK$100,259
baseline
▲ 0.50% · 4.625%
HK$106,359
+HK$6,100/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,518/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,955
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,770
−HK$2,856/mo
Today · 4.125%
HK$110,626
baseline
▲ 0.50% · 4.625%
HK$116,457
+HK$5,831/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,252/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,211
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,733
−HK$3,577/mo
Today · 4.125%
HK$120,310
baseline
▲ 0.50% · 4.625%
HK$127,631
+HK$7,321/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$240,620/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,946
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,324
−HK$3,427/mo
Today · 4.125%
HK$132,751
baseline
▲ 0.50% · 4.625%
HK$139,748
+HK$6,997/mo
Deposit HK$16.55M · loan HK$24.82M · min. income ≈ HK$265,502/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,080
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,188
−HK$4,174/mo
Today · 4.125%
HK$140,362
baseline
▲ 0.50% · 4.625%
HK$148,903
+HK$8,541/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,724/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,937
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,878
−HK$3,998/mo
Today · 4.125%
HK$154,876
baseline
▲ 0.50% · 4.625%
HK$163,040
+HK$8,164/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,752/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,817
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$175,099
−HK$5,367/mo
Today · 4.125%
HK$180,466
baseline
▲ 0.50% · 4.625%
HK$191,447
+HK$10,981/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$360,932/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,919
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$193,986
−HK$5,140/mo
Today · 4.125%
HK$199,126
baseline
▲ 0.50% · 4.625%
HK$209,622
+HK$10,496/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$398,252/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,382 · Scale 2, in force from 26 Feb 2026)