LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,347
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,282
−HK$2,982/mo
Today · 4.125%
HK$100,264
baseline
▲ 0.50% · 4.625%
HK$106,364
+HK$6,100/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,528/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,960
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,775
−HK$2,856/mo
Today · 4.125%
HK$110,631
baseline
▲ 0.50% · 4.625%
HK$116,462
+HK$5,831/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,262/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,217
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,738
−HK$3,578/mo
Today · 4.125%
HK$120,316
baseline
▲ 0.50% · 4.625%
HK$127,637
+HK$7,321/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$240,632/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,952
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,330
−HK$3,427/mo
Today · 4.125%
HK$132,757
baseline
▲ 0.50% · 4.625%
HK$139,755
+HK$6,998/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$265,514/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,086
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$136,195
−HK$4,174/mo
Today · 4.125%
HK$140,369
baseline
▲ 0.50% · 4.625%
HK$148,910
+HK$8,541/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,738/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,944
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,885
−HK$3,998/mo
Today · 4.125%
HK$154,883
baseline
▲ 0.50% · 4.625%
HK$163,047
+HK$8,164/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,766/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,825
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$175,107
−HK$5,367/mo
Today · 4.125%
HK$180,474
baseline
▲ 0.50% · 4.625%
HK$191,456
+HK$10,982/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$360,948/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,929
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$193,995
−HK$5,141/mo
Today · 4.125%
HK$199,136
baseline
▲ 0.50% · 4.625%
HK$209,632
+HK$10,496/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$398,272/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,467 · Scale 2, in force from 26 Feb 2026)