LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,350
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$97,285
−HK$2,981/mo
Today · 4.125%
HK$100,266
baseline
▲ 0.50% · 4.625%
HK$106,367
+HK$6,101/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,532/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,963
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,778
−HK$2,856/mo
Today · 4.125%
HK$110,634
baseline
▲ 0.50% · 4.625%
HK$116,466
+HK$5,832/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,268/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,220
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$116,742
−HK$3,578/mo
Today · 4.125%
HK$120,320
baseline
▲ 0.50% · 4.625%
HK$127,641
+HK$7,321/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$240,640/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,956
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,334
−HK$3,427/mo
Today · 4.125%
HK$132,761
baseline
▲ 0.50% · 4.625%
HK$139,759
+HK$6,998/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$265,522/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,090
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$136,199
−HK$4,174/mo
Today · 4.125%
HK$140,373
baseline
▲ 0.50% · 4.625%
HK$148,914
+HK$8,541/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$280,746/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,949
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,890
−HK$3,998/mo
Today · 4.125%
HK$154,888
baseline
▲ 0.50% · 4.625%
HK$163,052
+HK$8,164/mo
Deposit HK$12.41M · loan HK$28.96M · min. income ≈ HK$309,776/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,830
−HK$10,650/mo
▼ 0.25% · 3.875%
HK$175,112
−HK$5,368/mo
Today · 4.125%
HK$180,480
baseline
▲ 0.50% · 4.625%
HK$191,461
+HK$10,981/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$360,960/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,934
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$194,001
−HK$5,140/mo
Today · 4.125%
HK$199,141
baseline
▲ 0.50% · 4.625%
HK$209,638
+HK$10,497/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$398,282/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,517 · Scale 2, in force from 26 Feb 2026)